Free CMCA Practice Test %currentyear%: Exam Questions & Study Guide

Free CMCA Practice Test : Exam Questions & Study Guide

Certified Manager of Community Associations with professional certification

Passing the CMCA certification exam is the gold standard for community association managers worldwide. This internationally recognized credential validates your knowledge in financial management, governance, and legal obligations required for successful community leadership.

Our free Certified Manager of Community Associations practice resources help you master the material quickly. Whether you are preparing for your first attempt or need a refresher, this comprehensive guide covers the essential CMCA meaning and core competencies tested on the exam.

⏱️
2.5h
Time Limit
📝
120
Questions
70%
Pass Rate
💵
$325
Exam Fee
📊
Scored
Assessment
🖥️
CBT
Format
🔄
2yr
Renewal
🏢
Vue
Centers
📍
Intl
Recognition
🩺
Req
Prerequisites
💻
Online
Proctoring
🎓
Prep
Course

The CMCA certification is administered by the Community Association Managers International Certification Board (CAMICB). It demonstrates professionalism and proficiency in managing condominiums, homeowner associations, and cooperatives. Earning your CMCA designation opens doors to higher salary potential and career advancement.

CMCA professional leading a homeowner association meeting

Free CMCA Practice Test Questions

Start your preparation with our free CMCA practice test modules. These questions mirror the actual exam format and cover all eight knowledge areas defined by CAMICB. Taking a Certified Manager of Community Associations CMCA mock exam helps identify your weak areas before test day.

CMCA Flashcards

Quick review for the Certified Manager of Community Associations exam

🏗️
What is a Reserve Study?
A Reserve Study is a long-term capital budget planning tool that identifies the current status of the reserve fund and a stable and equitable funding plan to offset the anticipated future major common area expenditures.
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⚖️
What is the hierarchy of authority for governing documents?
Generally: 1. Federal/State Laws 2. Recorded Map/Plat 3. Declaration (CC&Rs) 4. Articles of Incorporation 5. Bylaws 6. Rules and Regulations.
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💰
What is Zero-Based Budgeting?
A budgeting method where all expenses must be justified for each new period. The process starts from a "zero base," and every function within an organization is analyzed for its needs and costs.
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👥
What is a Quorum?
A Quorum is the minimum number of members of an assembly or society that must be present at any of its meetings to make the proceedings of that meeting valid.
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📜
What are CC&Rs?
Covenants, Conditions, and Restrictions. They are the governing documents that dictate how a homeowners association operates and what rules the owners must obey.
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🛡️
What is Fidelity Insurance?
Insurance that protects the association against theft or embezzlement of funds by employees, board members, or property managers who handle the association's money.
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CMCA Study Guide & Exam Info

Our CMCA study guide breaks down the essential information you need to know. From understanding the CMCA meaning to mastering the eight knowledge domains, this section provides answers to common questions about the CMCA certification process.

What is the CMCA certification?The CMCA certification (Certified Manager of Community Associations) is the only international certification program designed exclusively for community association managers, validating their skills in property management.
What does CMCA stand for?CMCA stands for Certified Manager of Community Associations. It is a professional credential awarded by the Community Association Managers International Certification Board (CAMICB).
Who should take the CMCA exam?Professionals managing homeowners associations (HOAs), condominiums, cooperatives, and large-scale communities should pursue the CMCA designation to demonstrate competence and advance their careers.
Is the CMCA license required?While the CMCA license is a voluntary certification, many employers require it. Some states may recognize it as part of their licensing requirements for community association managers.
How many questions are on the CMCA exam?The CMCA exam consists of 120 multiple-choice questions. Only 100 questions are scored, while 20 are unscored pretest questions used for future exam development.
How long is the CMCA test?Candidates are given 2.5 hours to complete the CMCA test. This allows approximately 1.25 minutes per question, so time management is crucial.
What topics are covered on the CMCA?The CMCA exam covers eight domains: Meetings, Governance, Legal, Budgets/Reserves/Investments, Financial Controls, Risk Management, Property Maintenance, and Contracting.
Is the CMCA exam hard?The CMCA exam is challenging but passable with proper preparation. The pass rate is approximately 70-75%, emphasizing the need for a solid CMCA study guide.
How do I register for the CMCA exam?You can register for the CMCA exam through the CAMICB website. You must first complete the prerequisite M-100 course or meet experience requirements before applying.
What is the CMCA certification cost?The CMCA certification cost includes a non-refundable application fee (approx. $325). The prerequisite M-100 course has a separate fee, typically around $400-$500.
Where can I take the CMCA test?The CMCA test is administered by Pearson VUE. You can take it at a testing center or via OnVUE online proctoring from your home or office.
What are the prerequisites for CMCA?To sit for the CMCA exam, you must complete the CAI M-100 course "The Essentials of Community Association Management" or have 5 years of experience as a community association manager.
What is the passing score for CMCA?The CMCA passing score is a scaled score of 70. Candidates must demonstrate proficiency across all eight knowledge domains to earn the certification.
When do I get my CMCA results?CMCA results are typically provided immediately after completing the computer-based exam at the testing center or online.
Can I retake the CMCA exam?Yes, if you fail the CMCA exam, you can retake it. You must pay a retake fee and wait a specific period before scheduling your next attempt.
How long is the CMCA valid?The CMCA certification is valid for two years. To maintain the credential, managers must complete continuing education credits and pay a recertification fee.
What is the average CMCA salary?The average CMCA salary ranges from $55,000 to $85,000 annually, depending on location and experience. Certified managers typically earn significantly more than non-certified peers.
Does CMCA certification increase pay?Yes, earning the CMCA certification verifies your expertise, often leading to salary increases, bonuses, and eligibility for senior management roles.
What jobs can I get with a CMCA?With a CMCA designation, you can work as a portfolio manager, on-site manager, large-scale community manager, or high-rise building manager.
Is the CMCA worth it?Absolutely. The CMCA certification is the industry standard. It enhances professional credibility, job security, and earning potential in the community association management field.

CMCA Test Format & Domains

The CMCA exam is a comprehensive assessment covering eight key areas of community association management. Understanding the weight of each domain helps you focus your study efforts effectively. Use our CMCA practice test questions to check your readiness in each category.

🏗️Governance & Legal24%

Covers governing documents, state statutes, and parliamentary procedure.

DocumentsStatutesRulesRoles
  • Topics: Hierarchy of authority, meetings, enforcement.
  • Questions: ~29 questions on the exam.
💰Budgets & Reserves16%

Focuses on financial planning, budgeting methods, and reserve funding.

Zero-basedHistoricalReserves
  • Topics: Operating budgets, replacement funds.
  • Questions: ~19 questions on the exam.
📊Financial Controls13%

Ensuring financial integrity through reports, audits, and accounting.

Balance SheetIncome StmtAudits
  • Topics: Financial statements, internal controls.
  • Questions: ~16 questions on the exam.
🛡️Risk Management13%

Identifying risks and obtaining appropriate insurance coverage.

InsuranceLiabilityClaims
  • Topics: Property, liability, fidelity, D&O.
  • Questions: ~16 questions on the exam.
🔧Property Maintenance14%

Maintaining physical assets and managing service requests.

InspectionsPreventiveRepairs
  • Topics: Routine vs. emergency maintenance.
  • Questions: ~17 questions on the exam.
📝Contracting10%

Developing bid specifications and managing vendor contracts.

RFPsBidsEvaluationTerms
  • Topics: Contract provisions, performance monitoring.
  • Questions: ~12 questions on the exam.
💡 CMCA Study Guide Tip

Focus heavily on Governance and Budgets, as these two sections make up 40% of the exam. Understanding the hierarchy of governing documents and the difference between operating and reserve funds is critical for passing the CMCA certification.

CMCA Score Calculator

Estimate your CMCA exam performance based on practice results.

Total Scored Questions: 100
0100
70 out of 100 correct
70%
✓ PASS
Required to Pass:~70% (Scaled)
Your Score:70 correct
Questions Wrong:30

CMCA Salary & Job Outlook

Earning your CMCA certification significantly boosts your earning potential in the property management industry.

$75,500
Average Annual CMCA Salary
📊 CMCA Salary by Experience
$48k
Entry
$58k
1-4 Yrs
$75k
5-9 Yrs
$88k
10-19 Yrs
$95k
20+ Yrs
$82k
High-Rise
Entry
$48k
1-4 Yrs
$58k
5-9 Yrs
$75k
10-19 Yrs
$88k
20+ Yrs
$95k
High-Rise
$82k
*Figures represent national averages for CMCA certified professionals.
Role TypeAnnual SalaryMonthly IncomeTypical Timeline
🏢 Portfolio Manager$55,000 - $75,000$4.5k - $6.2kEntry - Mid
🏘️ On-Site Manager$60,000 - $85,000$5k - $7k3-5 Years
🏙️ High-Rise Manager$80,000 - $110,000$6.6k - $9.1k5+ Years
🌳 Large Scale Manager$100,000 - $150,000+$8.3k - $12.5k7+ Years
📈 Executive/Owner$120,000+$10k+10+ Years
🚀 CMCA Designation Value

The CMCA designation is the most widely recognized credential for community managers. It validates your expertise and often leads to an immediate salary increase of 20% or more compared to non-certified managers.

How to Become a CMCA

The path to obtaining your CMCA license involves specific CMCA training and exam requirements. Follow this timeline to earn your certification.

📚
Step 1
Course
M-100 Essentials
📝
Step 2
Register
Apply Online
🧠
Step 3
Study
Prep & Practice
🏆
Step 4
Exam
Pass CMCA
CMCA Certification Process
  1. Prerequisite Fulfillment - Complete the CAI M-100 course OR show 5 years of experience.
  2. CMCA Application - Submit your application to CAMICB with the required fee.
  3. Exam Scheduling - Book your exam with Pearson VUE (in-person or online).
  4. Exam Preparation - Use our CMCA study guide and practice tests.
  5. Take the Exam - Complete the 120-question computer-based test.
  6. Certification - Receive your results and official CMCA designation.
  7. Maintenance - Renew every 2 years with continuing education.

CMCA Certification Cost

Understanding the total CMCA certification cost is important for budgeting. Fees include the prerequisite course, exam application, and study materials.

📚
~$450
M-100 Course
Prerequisite training fee
📝
$325
Application Fee
Non-refundable exam fee
🔄
$150
Retake Fee
If you need to retest
📅
$130
Renewal Fee
Paid every 2 years
📖
$0 - $100
Study Materials
Practice tests & guides
💵
~$800
Total Cost
Estimated initial investment
💰 Employer Reimbursement

Many property management companies will pay for your CMCA certification cost and the M-100 course, as having certified managers adds value to their firm. Always ask your employer about reimbursement options.

Certified Manager of Community Associations inspecting a residential building complex

CMCA Career Paths

The CMCA certification opens diverse career opportunities in the association management industry.

🏢
Portfolio Manager
Manages multiple communities simultaneously. A fast-paced role ideal for organized professionals who enjoy variety and solving diverse challenges for different HOA boards.
🏘️
On-Site Manager
Dedicated to a single large community. This role allows for deeper relationships with residents and board members, focusing on day-to-day operations of one property.
🏙️
High-Rise Manager
Specializes in vertical communities. Requires knowledge of complex building systems, elevators, and urban living regulations. Typically commands a higher CMCA salary.
🌳
Large Scale Manager
Oversees massive communities with extensive amenities like golf courses and clubhouses. Requires advanced budgeting and staff management skills.
💼
Management Executive
Leads a management company or division. Focuses on business development, client retention, and mentoring other CMCA certified managers.

CMCA Contact Information

For official information about the CMCA exam, contact the certification board directly.

🌐
CAMICB
Certifying Board

Website: camicb.org

Services: Applications, Recertification

Contact: info@camicb.org

🏢
Pearson VUE
Testing Provider

Website: pearsonvue.com

Services: Scheduling, Exam Delivery

Contact: 866-389-6656

📚
CAI
Education Provider

Website: caionline.org

Services: M-100 Course, Study Materials

Contact: 888-224-4321

Support
General Inquiries

Website: Help Center

Services: Practice Tests, Guides

Contact: Online Form

🔍 Finding Jobs

Looking for a new role? Use keywords like "CMCA", "community association manager", and "HOA manager" on job boards. Many listings specifically require or prefer the CMCA designation.

CMCA Test Day Checklist

Ready to Pass the CMCA Exam?

Join thousands of certified community managers who have used our free resources to advance their careers. Start practicing today with our comprehensive CMCA practice test modules.

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CMCA Renewal Requirements

The CMCA certification must be renewed every two years. Keeping your credential active demonstrates your commitment to professional development.

🔄
Frequency
Every 2 Years
📚
Education
16 Credits
💵
Fee
$130
✅ Stay Certified

To maintain your CMCA designation, ensure you complete your 16 hours of continuing education on time. Many webinars and industry conferences count toward this requirement.

CMCA Exam FAQ

CMCA meaning is "Certified Manager of Community Associations." It is the only international certification for community association managers, validating their skills in managing HOAs, condos, and cooperatives.

The CMCA certification cost includes an application fee of approximately $325. Additionally, you must complete the M-100 prerequisite course, which costs around $450, bringing the total initial investment to about $775.

Yes, the CMCA exam is considered challenging because it covers a broad range of topics including legal, financial, and risk management. However, with a good CMCA study guide and practice, it is very passable.

You can find CMCA training through the Community Associations Institute (CAI). They offer the prerequisite M-100 course online and in classrooms nationwide, making it accessible regardless of your location.

CMCA is the entry-level certification for managers. CMCA AMS (Association Management Specialist) is the next level up, requiring two years of experience and additional coursework. You must earn the CMCA before getting the AMS.

Yes, the CMCA exam can be taken online via OnVUE, Pearson VUE's online proctoring system. This allows you to take the CMCA test from your home or office.

The CMCA exam consists of 120 multiple-choice questions. 100 are scored, and 20 are unscored pretest questions.

A CMCA license usually refers to the CMCA certification. It is a voluntary credential, but some states like Illinois, Virginia, and Georgia recognize it for state licensing purposes.

To prepare, review the CMCA handbook, take the M-100 course, and use our free CMCA practice test questions to identify areas where you need more study.

If you fail, you can retake the CMCA exam. There is no waiting period for the first retake, but subsequent retakes may require a waiting period. A retake fee applies.

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