ACAMS Practice Test : Free Exam Questions & Study Guide
Achieving certification as an Anti-Money Laundering Specialist requires rigorous preparation. Our ACAMS practice test helps you master the concepts needed to detect and prevent financial crimes. This comprehensive guide includes real-world scenarios designed to mirror the actual exam environment.
Whether you are studying for your first attempt or need a refresher, practicing with realistic ACAMS test questions is crucial for success. Start your journey toward becoming a certified specialist by testing your knowledge today.
The ACAMS certification test is the global gold standard for AML compliance professionals, validating your expertise in financial crime prevention.
Free ACAMS Practice Test Questions
Challenge yourself with our comprehensive ACAMS mock test modules. These quizzes cover money laundering risks, compliance standards, and investigative techniques.
ACAMS Flashcards
Quick review for key CAMS concepts
ACAMS Exam Study Guide
Prepare effectively with our detailed ACAMS test prep guide. Understanding the core components of the CAMS exam is essential for navigating the ACAMS test difficulty.
| What is CAMS certification? | Certified Anti-Money Laundering Specialist (CAMS) is the global benchmark for AML skills. |
| Who should take the ACAMS test? | Compliance officers, risk managers, and government regulators. |
| What are the prerequisites? | You need 40 qualifying credits based on education and experience. |
| Is membership required? | Yes, you must be an active ACAMS member to take the exam. |
| How many questions are on the test? | The exam consists of 120 multiple-choice questions. |
| What is the time limit? | You have 3.5 hours to complete the examination. |
| What topics are covered? | Money laundering risks, international standards, compliance programs, and investigations. |
| Is the test computer-based? | Yes, it is administered via CBT at Pearson VUE centers or online. |
| How do I register? | Create an account on the ACAMS website and submit your application. |
| Where can I take the test? | At Pearson VUE testing centers worldwide or via online proctoring. |
| What is the exam fee? | Fees range from $1,695 to $2,095 depending on your sector and package. |
| When can I schedule? | Once approved, you can schedule your exam date immediately. |
| What is the passing score? | You must score 75 or higher out of 120 questions. |
| When do I get my results? | Unofficial results are provided immediately after finishing the test. |
| What if I fail? | You can retake the exam after paying a retake fee, usually after 30 days. |
| How long is the certification valid? | You must recertify every three years with continuing education credits. |
| What is the average CAMS salary? | CAMS certified professionals earn a median salary of $85,000 annually. |
| Does certification increase pay? | Yes, certified specialists often earn 15-20% more than non-certified peers. |
| What roles require CAMS? | AML Analyst, Compliance Officer, and Financial Crimes Investigator. |
| Is CAMS recognized globally? | Yes, it is recognized by financial institutions and regulators worldwide. |
ACAMS Test Format and Difficulty
Understanding the ACAMS test difficulty helps in planning your study schedule. The exam focuses heavily on applying AML concepts to practical situations.
Risks and methods of money laundering and terrorist financing.
- Topics: Electronic transfers, trade-based laundering, crypto risks.
- Questions: Approx. 31 questions
International AML/CFT standards and global regulatory bodies.
- Topics: Wolfsberg Group, Egmont Group, USA PATRIOT Act.
- Questions: Approx. 29 questions
Designing and implementing anti-money laundering compliance programs.
- Topics: Risk scoring, transaction monitoring, audits.
- Questions: Approx. 34 questions
Conducting investigations and supporting law enforcement.
- Topics: Subpoenas, search warrants, freezing assets.
- Questions: Approx. 26 questions
Total time allowed to complete the examination.
- Topics: Pacing is critical for 120 questions.
- Questions: ~1.75 mins per question
Standard multiple-choice format.
- Topics: Select the best answer from four options.
- Questions: 120 Total
Review the ACAMS Study Guide thoroughly, especially the glossary. Many ACAMS sample test questions hinge on understanding precise definitions of terms like "tipping off" and "willful blindness."
ACAMS Score Calculator
Estimate your readiness based on the ACAMS test passing score.
ACAMS Salary Information
Certified AML specialists command higher salaries due to increasing regulatory demands.
| Experience Level | Annual Salary | Monthly Income | Typical Timeline |
|---|---|---|---|
| Entry Level | $55,000 | $4,583 | 0-2 Years |
| Junior AML | $72,000 | $6,000 | 2-5 Years |
| CAMS Certified | $88,000 | $7,333 | 3-7 Years |
| Senior Manager | $115,000 | $9,583 | 7-10 Years |
| Chief Compliance | $165,000+ | $13,750+ | 10+ Years |
Earning CAMS certification can increase your salary potential by up to 32% compared to non-certified AML professionals, especially in banking and fintech sectors.
How to Become ACAMS Certified
The journey includes meeting credit requirements and passing the exam. ACAMS programs for training can help you accumulate the necessary credits.
- Check Eligibility - Ensure you have 40 qualifying credits based on education, work experience, and training. ACAMS online webinars can help fill gaps.
- Join ACAMS - Become a member of the Association of Certified Anti-Money Laundering Specialists.
- Submit Application - Complete the online application and pay the ACAMS test cost.
- Purchase Prep Material - Buy the CAMS exam package which includes the study guide and online training.
- Schedule Exam - Book your test date at a Pearson VUE center or select the online proctoring option.
- Study Intensively - Use ACAMS practice test questions to gauge your readiness.
- Pass the Exam - Score 75 or higher on the 120-question exam to earn your designation.
ACAMS Certification Cost
The ACAMS test cost varies depending on your sector (private vs. public) and when you register. Budgeting for membership and study materials is essential.
For a private sector professional, the total initial investment is approximately $2,040 (Membership + Exam Package). This investment often pays off within the first year through salary increases.
ACAMS Career Opportunities
CAMS certification opens doors to various high-demand roles in financial crime prevention.
ACAMS Contact Information
For official inquiries regarding membership or exam scheduling, contact ACAMS directly.
Email: info@ACAMS.org
Response: 24-48 Hours
Support: Exam eligibility, credits
Phone: +1 305-373-0020
Hours: Mon-Fri 9AM-5PM ET
Location: Miami, FL, USA
Many financial institutions look for "CAMS Certified" on resumes. Use keywords like "AML Compliance," "KYC Analyst," and "Sanctions Screening" when searching for jobs.
ACAMS Test Day Checklist
Ready to Pass Your ACAMS Exam?
Join thousands of certified professionals who used our free ACAMS practice test resources. Start practicing now and achieve your CAMS designation.
START FREE PRACTICE TESTACAMS Renewal Requirements
To maintain your designation, you must recertify every three years. Use our ACAMS practice test pdf to review key concepts during your renewal cycle.
Attending ACAMS webinars and chapter events is the easiest way to earn the required 60 continuing education credits for recertification.
ACAMS Exam Questions and Answers
The ACAMS test passing score is 75 out of 120 questions. This means you must answer at least 62.5% of the questions correctly to earn certification.
The ACAMS test cost for the private sector is typically $1,695 for the standard package, while public sector employees may qualify for a discounted rate of $1,295.
Yes, finding ACAMS near me involves checking for local ACAMS chapters that host training events. Additionally, Pearson VUE centers are available globally for testing.
While official materials are best, our site offers a comprehensive ACAMS test bank of practice questions designed to simulate the real exam experience.
The best ACAMS practice test is one that mimics the actual exam format and covers all domains. Our free quizzes are updated regularly to reflect current AML standards.
Yes, you can take the ACAMS test online via Pearson VUE's OnVUE remote proctoring system, allowing you to test from home or office.
Many candidates find the ACAMS test difficulty to be moderate to high. Success requires thoroughly studying the CAMS Study Guide and taking multiple practice exams.
You can download our free ACAMS practice test pdf using the link provided in the article above for offline study.
The CAMS exam consists of 120 multiple-choice questions which must be completed within a 3.5-hour time limit.
Certification qualifies you for roles such as AML Analyst, Compliance Officer, Financial Crimes Investigator, and Bank Secrecy Act (BSA) Officer.